Call reports 2011
LOS ALAMOS NATIONAL BANK — 2011
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,502,356,000 | 1,530,926,000 | 1,462,102,000 | 1,477,717,000 |
| Total loans | 1,173,754,000 | 1,180,496,000 | 1,188,797,000 | 1,204,319,000 |
| Allowance for loan losses | 32,136,000 | 32,368,000 | 32,113,000 | 34,873,000 |
| Securities available for sale | 134,728,000 | 143,269,000 | 136,123,000 | 134,711,000 |
| Securities held to maturity | 11,026,000 | 10,945,000 | 10,863,000 | 10,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,317,281,000 | 1,349,199,000 | 1,279,055,000 | 1,331,555,000 |
| Interest-bearing deposits | 1,200,561,000 | 1,216,539,000 | 1,123,472,000 | 1,159,771,000 |
| Noninterest-bearing deposits | 116,720,000 | 132,660,000 | 155,583,000 | 171,784,000 |
| Equity capital | 145,350,000 | 142,811,000 | 142,673,000 | 118,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 16,385,000 | 33,498,000 | 50,258,000 | 65,892,000 |
| Interest expense | 2,606,000 | 5,060,000 | 7,359,000 | 9,603,000 |
| Net interest income | 13,779,000 | 28,438,000 | 42,899,000 | 56,289,000 |
| Noninterest income | 2,353,000 | 3,091,000 | 3,750,000 | 6,545,000 |
| Noninterest expense | 11,360,000 | 22,532,000 | 33,193,000 | 44,389,000 |
| Provision for loan losses | 6,297,000 | 10,967,000 | 11,445,000 | 30,561,000 |
| Pretax income | -1,354,000 | -1,774,000 | 3,068,000 | -11,059,000 |
| Income tax | -463,000 | -570,000 | 1,709,000 | 10,865,000 |
| Net income | -891,000 | -1,204,000 | 1,359,000 | -21,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,309,000 | 141,383,000 | 142,162,000 | 117,884,000 |
| Total capital | 158,571,000 | 156,129,000 | 156,820,000 | 132,605,000 |
| Risk-weighted assets | 1,146,041,000 | 1,161,044,000 | 1,154,444,000 | 1,157,242,000 |