Call reports 2010
LOS ALAMOS NATIONAL BANK — 2010
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,594,798,000 | 1,554,169,000 | 1,593,839,000 | 1,548,273,000 |
| Total loans | 1,227,003,000 | 1,193,566,000 | 1,203,297,000 | 1,201,722,000 |
| Allowance for loan losses | 24,822,000 | 29,658,000 | 28,844,000 | 31,635,000 |
| Securities available for sale | 124,231,000 | 182,670,000 | 151,489,000 | 162,592,000 |
| Securities held to maturity | 11,353,000 | 11,271,000 | 11,188,000 | 11,107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,399,817,000 | 1,364,013,000 | 1,399,482,000 | 1,361,052,000 |
| Interest-bearing deposits | 1,302,088,000 | 1,274,570,000 | 1,290,994,000 | 1,246,592,000 |
| Noninterest-bearing deposits | 97,729,000 | 89,443,000 | 108,489,000 | 114,460,000 |
| Equity capital | 152,532,000 | 148,875,000 | 153,079,000 | 146,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 18,333,000 | 36,068,000 | 55,070,000 | 72,518,000 |
| Interest expense | 4,306,000 | 8,183,000 | 11,735,000 | 14,788,000 |
| Net interest income | 14,027,000 | 27,885,000 | 43,335,000 | 57,730,000 |
| Noninterest income | 1,967,000 | 3,075,000 | 3,798,000 | 8,376,000 |
| Noninterest expense | 9,878,000 | 20,190,000 | 29,807,000 | 42,222,000 |
| Provision for loan losses | 4,257,000 | 15,358,000 | 15,858,000 | 33,999,000 |
| Pretax income | 1,906,000 | -4,541,000 | 1,515,000 | -10,006,000 |
| Income tax | 624,000 | -1,640,000 | 570,000 | -4,077,000 |
| Net income | 1,282,000 | -2,901,000 | 945,000 | -5,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,961,000 | 147,316,000 | 151,373,000 | 144,784,000 |
| Total capital | 166,981,000 | 162,290,000 | 166,217,000 | 159,724,000 |
| Risk-weighted assets | 1,191,286,000 | 1,182,720,000 | 1,173,063,000 | 1,177,548,000 |