Call reports 2009
LOS ALAMOS NATIONAL BANK — 2009
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,518,535,000 | 1,550,012,000 | 1,576,641,000 | 1,668,477,000 |
| Total loans | 1,255,525,000 | 1,268,776,000 | 1,235,144,000 | 1,246,641,000 |
| Allowance for loan losses | 17,963,000 | 24,864,000 | 24,878,000 | 24,504,000 |
| Securities available for sale | 67,610,000 | 108,161,000 | 104,536,000 | 136,756,000 |
| Securities held to maturity | 8,860,000 | 8,805,000 | 8,746,000 | 11,449,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,303,460,000 | 1,339,271,000 | 1,382,823,000 | 1,474,179,000 |
| Interest-bearing deposits | 1,206,330,000 | 1,245,834,000 | 1,283,157,000 | 1,375,342,000 |
| Noninterest-bearing deposits | 97,131,000 | 93,437,000 | 99,666,000 | 98,836,000 |
| Equity capital | 150,406,000 | 148,522,000 | 151,481,000 | 151,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 19,629,000 | 39,851,000 | 58,904,000 | 77,717,000 |
| Interest expense | 5,290,000 | 10,711,000 | 16,031,000 | 20,929,000 |
| Net interest income | 14,339,000 | 29,140,000 | 42,873,000 | 56,788,000 |
| Noninterest income | 3,808,000 | 8,029,000 | 10,754,000 | 13,210,000 |
| Noninterest expense | 8,934,000 | 17,974,000 | 27,479,000 | 38,983,000 |
| Provision for loan losses | 4,161,000 | 16,793,000 | 20,793,000 | 26,024,000 |
| Pretax income | 5,750,000 | 3,136,000 | 6,297,000 | 7,534,000 |
| Income tax | 2,196,000 | 1,034,000 | 2,435,000 | 2,435,000 |
| Net income | 3,554,000 | 2,102,000 | 3,862,000 | 5,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,870,000 | 147,651,000 | 149,294,000 | 150,531,000 |
| Total capital | 163,708,000 | 162,691,000 | 164,216,000 | 165,867,000 |
| Risk-weighted assets | 1,183,941,000 | 1,192,924,000 | 1,183,349,000 | 1,217,206,000 |