Call reports 2008
LOS ALAMOS NATIONAL BANK — 2008
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,425,968,000 | 1,387,009,000 | 1,411,381,000 | 1,409,086,000 |
| Total loans | 1,210,393,000 | 1,200,082,000 | 1,211,652,000 | 1,236,812,000 |
| Allowance for loan losses | 13,952,000 | 13,866,000 | 14,087,000 | 15,230,000 |
| Securities available for sale | 124,692,000 | 97,377,000 | 92,473,000 | 103,007,000 |
| Securities held to maturity | 9,105,000 | 9,050,000 | 8,994,000 | 8,927,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,228,156,000 | 1,193,793,000 | 1,254,246,000 | 1,256,178,000 |
| Interest-bearing deposits | 1,144,736,000 | 1,103,066,000 | 1,147,333,000 | 1,167,556,000 |
| Noninterest-bearing deposits | 83,419,000 | 90,728,000 | 106,912,000 | 88,622,000 |
| Equity capital | 121,629,000 | 119,620,000 | 122,753,000 | 120,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 22,056,000 | 42,731,000 | 62,967,000 | 82,979,000 |
| Interest expense | 9,721,000 | 18,274,000 | 26,050,000 | 32,748,000 |
| Net interest income | 12,335,000 | 24,457,000 | 36,917,000 | 50,231,000 |
| Noninterest income | 1,612,000 | 4,012,000 | 5,526,000 | 5,547,000 |
| Noninterest expense | 8,044,000 | 16,216,000 | 23,878,000 | 32,178,000 |
| Provision for loan losses | 1,050,000 | 2,250,000 | 4,090,000 | 8,183,000 |
| Pretax income | 5,408,000 | 10,558,000 | 15,030,000 | 15,972,000 |
| Income tax | 2,045,000 | 3,953,000 | 5,635,000 | 5,918,000 |
| Net income | 3,363,000 | 6,605,000 | 9,395,000 | 10,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,976,000 | 120,540,000 | 123,391,000 | 118,689,000 |
| Total capital | 134,929,000 | 134,407,000 | 137,478,000 | 133,409,000 |
| Risk-weighted assets | 1,156,019,000 | 1,149,968,000 | 1,162,238,000 | 1,177,030,000 |