Call reports 2007
LOS ALAMOS NATIONAL BANK — 2007
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,348,183,000 | 1,392,494,000 | 1,420,030,000 | 1,372,396,000 |
| Total loans | 1,168,076,000 | 1,180,195,000 | 1,185,637,000 | 1,179,011,000 |
| Allowance for loan losses | 12,535,000 | 12,837,000 | 13,528,000 | 13,533,000 |
| Securities available for sale | 88,889,000 | 99,405,000 | 134,771,000 | 99,590,000 |
| Securities held to maturity | 10,916,000 | 10,774,000 | 9,372,000 | 9,159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,160,159,000 | 1,206,236,000 | 1,227,687,000 | 1,180,942,000 |
| Interest-bearing deposits | 1,079,818,000 | 1,106,479,000 | 1,125,927,000 | 1,086,883,000 |
| Noninterest-bearing deposits | 80,341,000 | 99,757,000 | 101,759,000 | 94,059,000 |
| Equity capital | 114,161,000 | 114,186,000 | 117,815,000 | 117,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 23,752,000 | 47,427,000 | 72,383,000 | 96,753,000 |
| Interest expense | 10,881,000 | 21,920,000 | 33,502,000 | 44,636,000 |
| Net interest income | 12,871,000 | 25,507,000 | 38,881,000 | 52,117,000 |
| Noninterest income | 1,439,000 | 3,568,000 | 5,415,000 | 7,119,000 |
| Noninterest expense | 7,533,000 | 15,316,000 | 22,956,000 | 30,926,000 |
| Provision for loan losses | 1,050,000 | 2,100,000 | 3,150,000 | 4,200,000 |
| Pretax income | 5,727,000 | 11,659,000 | 18,252,000 | 24,172,000 |
| Income tax | 2,131,000 | 4,290,000 | 6,833,000 | 8,974,000 |
| Net income | 3,596,000 | 7,369,000 | 11,419,000 | 15,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,881,000 | 114,397,000 | 117,819,000 | 117,178,000 |
| Total capital | 126,418,000 | 127,236,000 | 131,349,000 | 130,711,000 |
| Risk-weighted assets | 1,122,810,000 | 1,142,352,000 | 1,147,867,000 | 1,126,360,000 |