Call reports 2006
LOS ALAMOS NATIONAL BANK — 2006
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,236,716,000 | 1,269,162,000 | 1,334,235,000 | 1,352,030,000 |
| Total loans | 1,065,849,000 | 1,105,040,000 | 1,130,308,000 | 1,139,862,000 |
| Allowance for loan losses | 9,256,000 | 10,116,000 | 11,657,000 | 12,167,000 |
| Securities available for sale | 85,729,000 | 78,575,000 | 75,665,000 | 87,950,000 |
| Securities held to maturity | 18,357,000 | 15,241,000 | 11,179,000 | 10,968,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,039,413,000 | 1,048,475,000 | 1,138,127,000 | 1,166,997,000 |
| Interest-bearing deposits | 947,132,000 | 951,228,000 | 1,032,141,000 | 1,073,385,000 |
| Noninterest-bearing deposits | 92,282,000 | 97,247,000 | 105,986,000 | 93,613,000 |
| Equity capital | 106,748,000 | 106,885,000 | 110,755,000 | 109,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 19,232,000 | 40,075,000 | 61,770,000 | 84,942,000 |
| Interest expense | 7,360,000 | 15,717,000 | 25,344,000 | 35,936,000 |
| Net interest income | 11,872,000 | 24,358,000 | 36,426,000 | 49,006,000 |
| Noninterest income | 1,239,000 | 3,246,000 | 4,935,000 | 6,357,000 |
| Noninterest expense | 7,159,000 | 14,552,000 | 21,331,000 | 29,575,000 |
| Provision for loan losses | 1,900,000 | 2,800,000 | 4,122,000 | 5,172,000 |
| Pretax income | 4,052,000 | 10,252,000 | 15,908,000 | 20,616,000 |
| Income tax | 1,477,000 | 3,878,000 | 6,020,000 | 8,125,000 |
| Net income | 2,575,000 | 6,374,000 | 9,888,000 | 12,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,069,000 | 107,351,000 | 111,002,000 | 109,485,000 |
| Total capital | 116,327,000 | 117,469,000 | 122,660,000 | 121,654,000 |
| Risk-weighted assets | 1,023,169,000 | 1,064,068,000 | 1,096,538,000 | 1,109,048,000 |