Call reports 2005
LOS ALAMOS NATIONAL BANK — 2005
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,141,002,000 | 1,169,147,000 | 1,220,569,000 | 1,241,203,000 |
| Total loans | 942,044,000 | 1,007,255,000 | 1,021,162,000 | 1,026,966,000 |
| Allowance for loan losses | 8,689,000 | 9,364,000 | 9,850,000 | 8,842,000 |
| Securities available for sale | 41,786,000 | 39,451,000 | 40,760,000 | 91,231,000 |
| Securities held to maturity | 52,377,000 | 43,097,000 | 32,880,000 | 26,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 963,091,000 | 975,755,000 | 1,023,975,000 | 1,046,076,000 |
| Interest-bearing deposits | 888,274,000 | 894,551,000 | 929,161,000 | 962,818,000 |
| Noninterest-bearing deposits | 74,817,000 | 81,204,000 | 94,815,000 | 83,258,000 |
| Equity capital | 90,767,000 | 99,352,000 | 103,311,000 | 103,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 15,082,000 | 31,393,000 | 48,925,000 | 67,833,000 |
| Interest expense | 4,660,000 | 10,268,000 | 16,747,000 | 23,836,000 |
| Net interest income | 10,422,000 | 21,125,000 | 32,178,000 | 43,997,000 |
| Noninterest income | 1,230,000 | 2,357,000 | 4,869,000 | 7,654,000 |
| Noninterest expense | 6,725,000 | 13,373,000 | 19,913,000 | 26,954,000 |
| Provision for loan losses | 525,000 | 1,350,000 | 2,100,000 | 2,850,000 |
| Pretax income | 4,402,000 | 8,759,000 | 15,034,000 | 21,847,000 |
| Income tax | 1,670,000 | 3,214,000 | 5,698,000 | 8,238,000 |
| Net income | 2,732,000 | 5,545,000 | 9,336,000 | 13,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,078,000 | 99,234,000 | 103,254,000 | 103,848,000 |
| Total capital | 99,769,000 | 108,600,000 | 113,105,000 | 112,692,000 |
| Risk-weighted assets | 929,306,000 | 971,378,000 | 986,968,000 | 997,704,000 |