Call reports 2004
LOS ALAMOS NATIONAL BANK — 2004
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,003,305,000 | 1,018,306,000 | 1,071,827,000 | 1,078,663,000 |
| Total loans | 785,619,000 | 793,679,000 | 858,596,000 | 902,955,000 |
| Allowance for loan losses | 7,734,000 | 8,289,000 | 8,554,000 | 8,367,000 |
| Securities available for sale | 48,208,000 | 37,616,000 | 49,512,000 | 44,105,000 |
| Securities held to maturity | 73,514,000 | 73,229,000 | 68,020,000 | 61,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 843,725,000 | 853,632,000 | 870,621,000 | 888,745,000 |
| Interest-bearing deposits | 780,602,000 | 800,210,000 | 827,005,000 | 817,511,000 |
| Noninterest-bearing deposits | 63,123,000 | 53,422,000 | 43,616,000 | 71,234,000 |
| Equity capital | 81,731,000 | 88,205,000 | 90,992,000 | 87,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 13,074,000 | 25,967,000 | 39,692,000 | 54,233,000 |
| Interest expense | 3,642,000 | 7,223,000 | 11,024,000 | 15,163,000 |
| Net interest income | 9,432,000 | 18,744,000 | 28,668,000 | 39,070,000 |
| Noninterest income | 1,454,000 | 5,129,000 | 5,861,000 | 7,422,000 |
| Noninterest expense | 6,222,000 | 12,460,000 | 18,851,000 | 25,761,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,650,000 | 2,100,000 |
| Pretax income | 4,336,000 | 10,485,000 | 14,300,000 | 18,903,000 |
| Income tax | 1,619,000 | 4,108,000 | 5,483,000 | 7,268,000 |
| Net income | 2,717,000 | 6,377,000 | 8,817,000 | 11,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,967,000 | 88,021,000 | 90,612,000 | 87,207,000 |
| Total capital | 88,704,000 | 96,313,000 | 99,169,000 | 95,577,000 |
| Risk-weighted assets | 781,863,000 | 803,343,000 | 846,260,000 | 886,739,000 |