Call reports 2003
LOS ALAMOS NATIONAL BANK — 2003
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 927,888,000 | 971,779,000 | 1,064,822,000 | 1,003,724,000 |
| Total loans | 732,410,000 | 756,513,000 | 733,439,000 | 750,034,000 |
| Allowance for loan losses | 6,560,000 | 6,833,000 | 7,346,000 | 7,368,000 |
| Securities available for sale | 47,493,000 | 50,472,000 | 53,562,000 | 95,088,000 |
| Securities held to maturity | 68,093,000 | 73,540,000 | 72,336,000 | 73,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 807,391,000 | 853,815,000 | 901,272,000 | 839,930,000 |
| Interest-bearing deposits | 746,072,000 | 781,858,000 | 789,324,000 | 776,004,000 |
| Noninterest-bearing deposits | 61,320,000 | 71,957,000 | 111,948,000 | 63,926,000 |
| Equity capital | 73,574,000 | 74,351,000 | 79,962,000 | 78,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 13,546,000 | 26,955,000 | 40,594,000 | 53,367,000 |
| Interest expense | 4,641,000 | 9,162,000 | 13,463,000 | 17,327,000 |
| Net interest income | 8,905,000 | 17,793,000 | 27,131,000 | 36,040,000 |
| Noninterest income | 3,374,000 | 5,820,000 | 12,819,000 | 13,897,000 |
| Noninterest expense | 5,638,000 | 11,427,000 | 17,519,000 | 24,541,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 3,350,000 |
| Pretax income | 6,041,000 | 10,986,000 | 20,631,000 | 22,046,000 |
| Income tax | 2,327,000 | 4,180,000 | 7,911,000 | 8,343,000 |
| Net income | 3,714,000 | 6,806,000 | 12,720,000 | 13,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,807,000 | 73,614,000 | 78,924,000 | 77,826,000 |
| Total capital | 79,369,000 | 80,450,000 | 86,273,000 | 85,197,000 |
| Risk-weighted assets | 704,576,000 | 723,539,000 | 752,474,000 | 762,967,000 |