Call reports 2002
LOS ALAMOS NATIONAL BANK — 2002
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 802,532,000 | 826,359,000 | 892,155,000 | 911,471,000 |
| Total loans | 622,311,000 | 631,607,000 | 635,836,000 | 660,448,000 |
| Allowance for loan losses | 5,938,000 | 6,275,000 | 6,386,000 | 6,581,000 |
| Securities available for sale | 40,770,000 | 57,149,000 | 26,808,000 | 32,114,000 |
| Securities held to maturity | 29,318,000 | 47,182,000 | 74,216,000 | 69,923,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 680,827,000 | 708,126,000 | 773,023,000 | 793,577,000 |
| Interest-bearing deposits | 634,240,000 | 656,951,000 | 709,710,000 | 736,199,000 |
| Noninterest-bearing deposits | 46,587,000 | 51,175,000 | 63,312,000 | 57,378,000 |
| Equity capital | 65,510,000 | 65,851,000 | 68,399,000 | 69,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,643,000 | 26,807,000 | 40,204,000 | 54,224,000 |
| Interest expense | 5,855,000 | 11,255,000 | 16,573,000 | 21,741,000 |
| Net interest income | 7,788,000 | 15,552,000 | 23,631,000 | 32,483,000 |
| Noninterest income | 1,348,000 | 2,539,000 | 3,571,000 | 6,620,000 |
| Noninterest expense | 4,402,000 | 8,953,000 | 13,689,000 | 19,214,000 |
| Provision for loan losses | 700,000 | 1,300,000 | 1,900,000 | 2,800,000 |
| Pretax income | 4,034,000 | 7,838,000 | 12,281,000 | 17,757,000 |
| Income tax | 1,565,000 | 3,021,000 | 4,822,000 | 6,801,000 |
| Net income | 2,469,000 | 4,817,000 | 7,459,000 | 10,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,944,000 | 64,807,000 | 67,641,000 | 68,772,000 |
| Total capital | 70,886,000 | 71,085,000 | 74,029,000 | 75,355,000 |
| Risk-weighted assets | 624,732,000 | 638,644,000 | 665,403,000 | 699,305,000 |