Call reports 2008
SMITH COUNTY STATE BANK AND TRUST COMPANY, THE — 2008
What SMITH COUNTY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 |
|---|---|
| Total assets | 63,196,000 |
| Total loans | 23,258,000 |
| Allowance for loan losses | 355,000 |
| Securities available for sale | 6,888,000 |
| Securities held to maturity | 21,614,000 |
| Trading assets | 0 |
| Total deposits | 55,716,000 |
| Interest-bearing deposits | 48,275,000 |
| Noninterest-bearing deposits | 7,441,000 |
| Equity capital | 7,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 |
|---|---|
| Interest income | 863,000 |
| Interest expense | 319,000 |
| Net interest income | 544,000 |
| Noninterest income | 463,000 |
| Noninterest expense | 827,000 |
| Provision for loan losses | 7,000 |
| Pretax income | 173,000 |
| Income tax | 0 |
| Net income | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 |
|---|---|
| Tier 1 capital | 7,019,000 |
| Total capital | 7,374,000 |
| Risk-weighted assets | 30,229,000 |