Call reports 2001
SMITH COUNTY STATE BANK AND TRUST COMPANY, THE — 2001
What SMITH COUNTY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,507,000 | 57,879,000 | 56,962,000 | 60,112,000 |
| Total loans | 23,435,000 | 24,380,000 | 25,099,000 | 26,692,000 |
| Allowance for loan losses | 491,000 | 498,000 | 503,000 | 507,000 |
| Securities available for sale | 9,095,000 | 8,633,000 | 7,794,000 | 7,721,000 |
| Securities held to maturity | 21,264,000 | 20,018,000 | 18,917,000 | 20,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,461,000 | 49,669,000 | 48,548,000 | 52,039,000 |
| Interest-bearing deposits | 45,857,000 | 45,358,000 | 44,443,000 | 47,145,000 |
| Noninterest-bearing deposits | 4,604,000 | 4,311,000 | 4,105,000 | 4,894,000 |
| Equity capital | 7,675,000 | 7,746,000 | 7,885,000 | 7,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,058,000 | 3,060,000 | 4,035,000 |
| Interest expense | 508,000 | 1,002,000 | 1,478,000 | 1,911,000 |
| Net interest income | 528,000 | 1,056,000 | 1,582,000 | 2,124,000 |
| Noninterest income | 384,000 | 773,000 | 1,102,000 | 1,462,000 |
| Noninterest expense | 644,000 | 1,263,000 | 1,872,000 | 2,560,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 262,000 | 554,000 | 794,000 | 1,002,000 |
| Income tax | 16,000 | 32,000 | 49,000 | 62,000 |
| Net income | 246,000 | 522,000 | 745,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,440,000 | 7,538,000 | 7,583,000 | 7,600,000 |
| Total capital | 7,887,000 | 7,910,000 | 7,964,000 | 7,988,000 |
| Risk-weighted assets | 35,752,000 | 29,631,000 | 30,386,000 | 30,928,000 |