Call reports 2026
FIRST STATE BANK OF SAN DIEGO — 2026
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 73,050,000 | 68,247,000 |
| Total loans | 16,795,000 | 15,179,000 |
| Allowance for loan losses | 281,000 | 281,000 |
| Securities available for sale | 37,795,000 | 39,666,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 66,611,000 | 61,915,000 |
| Interest-bearing deposits | 43,766,000 | 39,370,000 |
| Noninterest-bearing deposits | 22,845,000 | 22,545,000 |
| Equity capital | 6,242,000 | 6,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 874,000 | 1,720,000 |
| Interest expense | 172,000 | 330,000 |
| Net interest income | 702,000 | 1,390,000 |
| Noninterest income | 62,000 | 117,000 |
| Noninterest expense | 991,000 | 1,729,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -227,000 | -222,000 |
| Income tax | -56,000 | -25,000 |
| Net income | -171,000 | -197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,393,000 | 6,335,000 |
| Total capital | 6,684,000 | 6,620,000 |
| Risk-weighted assets | 25,099,000 | 22,866,000 |