Call reports 2024
FIRST STATE BANK OF SAN DIEGO — 2024
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 78,014,000 | 73,416,000 | 72,450,000 | 73,281,000 |
| Total loans | 21,000,000 | 20,656,000 | 20,142,000 | 18,873,000 |
| Allowance for loan losses | 327,000 | 327,000 | 324,000 | 291,000 |
| Securities available for sale | 37,686,000 | 39,968,000 | 40,505,000 | 37,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,038,000 | 67,576,000 | 65,783,000 | 67,091,000 |
| Interest-bearing deposits | 44,710,000 | 42,661,000 | 40,792,000 | 40,829,000 |
| Noninterest-bearing deposits | 27,328,000 | 24,915,000 | 24,991,000 | 26,262,000 |
| Equity capital | 5,811,000 | 5,628,000 | 6,404,000 | 5,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 958,000 | 1,919,000 | 2,833,000 | 3,709,000 |
| Interest expense | 336,000 | 657,000 | 954,000 | 1,157,000 |
| Net interest income | 622,000 | 1,262,000 | 1,879,000 | 2,552,000 |
| Noninterest income | 87,000 | 172,000 | 256,000 | 331,000 |
| Noninterest expense | 531,000 | 1,095,000 | 1,614,000 | 2,183,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 339,000 | 521,000 | 700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 339,000 | 521,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,666,000 | 6,462,000 | 6,522,000 | 6,508,000 |
| Total capital | 6,993,000 | 6,789,000 | 6,846,000 | 6,799,000 |
| Risk-weighted assets | 26,716,000 | 26,958,000 | 27,349,000 | 26,213,000 |