Call reports 2023
FIRST STATE BANK OF SAN DIEGO — 2023
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 94,687,000 | 79,632,000 | 73,642,000 | 73,984,000 |
| Total loans | 18,424,000 | 20,113,000 | 20,364,000 | 20,268,000 |
| Allowance for loan losses | 312,000 | 322,000 | 320,000 | 327,000 |
| Securities available for sale | 35,908,000 | 34,614,000 | 35,544,000 | 36,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,930,000 | 73,931,000 | 67,821,000 | 68,005,000 |
| Interest-bearing deposits | 45,349,000 | 43,157,000 | 39,337,000 | 41,117,000 |
| Noninterest-bearing deposits | 43,581,000 | 30,774,000 | 28,484,000 | 26,888,000 |
| Equity capital | 5,635,000 | 5,534,000 | 5,594,000 | 5,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,832,000 | 2,722,000 | 3,615,000 |
| Interest expense | 164,000 | 433,000 | 706,000 | 970,000 |
| Net interest income | 663,000 | 1,399,000 | 2,016,000 | 2,645,000 |
| Noninterest income | 90,000 | 169,000 | 249,000 | 329,000 |
| Noninterest expense | 473,000 | 996,000 | 1,502,000 | 2,056,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 20,000 |
| Pretax income | 280,000 | 562,000 | 753,000 | 898,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 280,000 | 562,000 | 753,000 | 898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,743,000 | 6,859,000 | 6,920,000 | 6,672,000 |
| Total capital | 7,055,000 | 7,172,000 | 7,240,000 | 6,999,000 |
| Risk-weighted assets | 25,593,000 | 25,017,000 | 26,376,000 | 26,084,000 |
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