Call reports 2022
FIRST STATE BANK OF SAN DIEGO — 2022
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 75,314,000 | 73,914,000 | 73,022,000 | 77,944,000 |
| Total loans | 22,557,000 | 20,352,000 | 19,097,000 | 20,588,000 |
| Allowance for loan losses | 301,000 | 298,000 | 283,000 | 312,000 |
| Securities available for sale | 27,755,000 | 26,383,000 | 31,876,000 | 33,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,282,000 | 68,580,000 | 67,945,000 | 72,659,000 |
| Interest-bearing deposits | 43,719,000 | 43,324,000 | 38,908,000 | 44,759,000 |
| Noninterest-bearing deposits | 25,563,000 | 25,256,000 | 29,037,000 | 27,900,000 |
| Equity capital | 5,927,000 | 5,265,000 | 4,993,000 | 5,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 983,000 | 1,536,000 | 2,205,000 |
| Interest expense | 19,000 | 39,000 | 67,000 | 137,000 |
| Net interest income | 423,000 | 944,000 | 1,469,000 | 2,068,000 |
| Noninterest income | 67,000 | 136,000 | 211,000 | 298,000 |
| Noninterest expense | 409,000 | 860,000 | 1,325,000 | 1,823,000 |
| Provision for loan losses | 0 | 0 | -15,000 | 0 |
| Pretax income | 81,000 | 220,000 | 370,000 | 543,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 220,000 | 370,000 | 543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,456,000 | 6,437,000 | 6,508,000 | 6,542,000 |
| Total capital | 6,757,000 | 6,735,000 | 6,791,000 | 6,854,000 |
| Risk-weighted assets | 27,820,000 | 26,740,000 | 25,810,000 | 26,611,000 |