Call reports 2021
FIRST STATE BANK OF SAN DIEGO — 2021
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 74,945,000 | 74,741,000 | 69,756,000 | 74,696,000 |
| Total loans | 29,603,000 | 28,078,000 | 24,879,000 | 22,292,000 |
| Allowance for loan losses | 347,000 | 357,000 | 357,000 | 302,000 |
| Securities available for sale | 23,164,000 | 24,523,000 | 23,738,000 | 21,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,166,000 | 67,432,000 | 62,625,000 | 67,971,000 |
| Interest-bearing deposits | 39,465,000 | 42,025,000 | 36,396,000 | 40,164,000 |
| Noninterest-bearing deposits | 28,701,000 | 25,407,000 | 26,229,000 | 27,807,000 |
| Equity capital | 6,518,000 | 6,755,000 | 6,833,000 | 6,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 919,000 | 1,864,000 | 2,512,000 |
| Interest expense | 25,000 | 48,000 | 68,000 | 86,000 |
| Net interest income | 431,000 | 871,000 | 1,796,000 | 2,426,000 |
| Noninterest income | 65,000 | 348,000 | 202,000 | 278,000 |
| Noninterest expense | 401,000 | 825,000 | 1,340,000 | 1,737,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 25,000 |
| Pretax income | 95,000 | 384,000 | 648,000 | 942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 384,000 | 648,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,042,000 | 6,239,000 | 6,425,000 | 6,453,000 |
| Total capital | 6,361,000 | 6,580,000 | 6,770,000 | 6,755,000 |
| Risk-weighted assets | 25,521,000 | 27,259,000 | 27,627,000 | 27,422,000 |