Call reports 2020
FIRST STATE BANK OF SAN DIEGO — 2020
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 69,177,000 | 74,886,000 | 70,550,000 | 74,321,000 |
| Total loans | 19,148,000 | 27,165,000 | 27,219,000 | 24,890,000 |
| Allowance for loan losses | 307,000 | 347,000 | 347,000 | 347,000 |
| Securities available for sale | 25,783,000 | 27,056,000 | 23,715,000 | 25,533,000 |
| Securities held to maturity | 75,000 | 75,000 | 75,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,534,000 | 67,635,000 | 63,283,000 | 67,207,000 |
| Interest-bearing deposits | 36,308,000 | 38,210,000 | 35,199,000 | 39,553,000 |
| Noninterest-bearing deposits | 26,226,000 | 29,425,000 | 28,084,000 | 27,654,000 |
| Equity capital | 6,518,000 | 6,960,000 | 6,959,000 | 6,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,127,000 | 1,674,000 | 2,190,000 |
| Interest expense | 65,000 | 106,000 | 143,000 | 172,000 |
| Net interest income | 521,000 | 1,021,000 | 1,531,000 | 2,018,000 |
| Noninterest income | 76,000 | 258,000 | 323,000 | 396,000 |
| Noninterest expense | 431,000 | 885,000 | 1,312,000 | 1,741,000 |
| Provision for loan losses | 20,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 167,000 | 355,000 | 503,000 | 634,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 167,000 | 355,000 | 503,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,990,000 | 5,979,000 | 6,024,000 | 6,042,000 |
| Total capital | 6,297,000 | 6,326,000 | 6,371,000 | 6,389,000 |
| Risk-weighted assets | 27,499,000 | 35,513,000 | 34,707,000 | 33,352,000 |