Call reports 2019
FIRST STATE BANK OF SAN DIEGO — 2019
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 63,547,000 | 67,432,000 | 60,465,000 | 67,678,000 |
| Total loans | 18,261,000 | 17,455,000 | 18,434,000 | 19,040,000 |
| Allowance for loan losses | 289,000 | 287,000 | 269,000 | 287,000 |
| Securities available for sale | 21,748,000 | 25,950,000 | 24,080,000 | 24,922,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,658,000 | 61,201,000 | 54,088,000 | 61,400,000 |
| Interest-bearing deposits | 36,702,000 | 34,188,000 | 30,162,000 | 36,349,000 |
| Noninterest-bearing deposits | 20,956,000 | 27,013,000 | 23,926,000 | 25,051,000 |
| Equity capital | 5,806,000 | 6,123,000 | 6,232,000 | 6,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,183,000 | 1,792,000 | 2,392,000 |
| Interest expense | 54,000 | 110,000 | 165,000 | 224,000 |
| Net interest income | 540,000 | 1,073,000 | 1,627,000 | 2,168,000 |
| Noninterest income | 88,000 | 168,000 | 264,000 | 353,000 |
| Noninterest expense | 424,000 | 876,000 | 1,318,000 | 1,780,000 |
| Provision for loan losses | -45,000 | -45,000 | -35,000 | 5,000 |
| Pretax income | 249,000 | 410,000 | 608,000 | 736,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 249,000 | 410,000 | 608,000 | 736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,864,000 | 5,869,000 | 5,933,000 | 5,930,000 |
| Total capital | 6,153,000 | 6,156,000 | 6,202,000 | 6,217,000 |
| Risk-weighted assets | 24,044,000 | 23,604,000 | 25,852,000 | 27,182,000 |