Call reports 2016
FIRST STATE BANK OF SAN DIEGO — 2016
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 75,126,000 | 67,079,000 | 64,895,000 | 64,539,000 |
| Total loans | 24,544,000 | 23,383,000 | 23,885,000 | 23,220,000 |
| Allowance for loan losses | 395,000 | 392,000 | 380,000 | 363,000 |
| Securities available for sale | 21,408,000 | 21,543,000 | 23,510,000 | 24,671,000 |
| Securities held to maturity | 360,000 | 360,000 | 360,000 | 360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,244,000 | 61,185,000 | 59,024,000 | 58,923,000 |
| Interest-bearing deposits | 46,495,000 | 43,068,000 | 40,585,000 | 42,167,000 |
| Noninterest-bearing deposits | 22,749,000 | 18,117,000 | 18,439,000 | 16,756,000 |
| Equity capital | 5,822,000 | 5,812,000 | 5,775,000 | 5,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 554,000 | 1,084,000 | 1,605,000 | 2,145,000 |
| Interest expense | 30,000 | 63,000 | 92,000 | 120,000 |
| Net interest income | 524,000 | 1,021,000 | 1,513,000 | 2,025,000 |
| Noninterest income | 126,000 | 228,000 | 330,000 | 411,000 |
| Noninterest expense | 435,000 | 865,000 | 1,292,000 | 1,724,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 195,000 | 364,000 | 531,000 | 692,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 195,000 | 364,000 | 531,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,694,000 | 5,634,000 | 5,671,000 | 5,711,000 |
| Total capital | 6,059,000 | 6,000,000 | 6,051,000 | 6,074,000 |
| Risk-weighted assets | 29,191,000 | 29,219,000 | 30,558,000 | 29,735,000 |