Call reports 2015
FIRST STATE BANK OF SAN DIEGO — 2015
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,040,000 | 74,642,000 | 70,080,000 | 71,885,000 |
| Total loans | 29,752,000 | 29,143,000 | 26,382,000 | 25,129,000 |
| Allowance for loan losses | 427,000 | 449,000 | 435,000 | 376,000 |
| Securities available for sale | 24,309,000 | 23,260,000 | 20,285,000 | 21,544,000 |
| Securities held to maturity | 430,000 | 430,000 | 430,000 | 430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,081,000 | 68,843,000 | 64,243,000 | 66,101,000 |
| Interest-bearing deposits | 49,700,000 | 45,872,000 | 42,301,000 | 45,026,000 |
| Noninterest-bearing deposits | 27,381,000 | 22,971,000 | 21,942,000 | 21,075,000 |
| Equity capital | 5,844,000 | 5,704,000 | 5,734,000 | 5,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,221,000 | 1,796,000 | 2,349,000 |
| Interest expense | 33,000 | 65,000 | 97,000 | 126,000 |
| Net interest income | 585,000 | 1,156,000 | 1,699,000 | 2,223,000 |
| Noninterest income | 145,000 | 261,000 | 375,000 | 491,000 |
| Noninterest expense | 473,000 | 943,000 | 1,392,000 | 1,862,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 257,000 | 474,000 | 682,000 | 852,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 257,000 | 474,000 | 682,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,734,000 | 5,608,000 | 5,637,000 | 5,673,000 |
| Total capital | 6,155,000 | 6,024,000 | 6,015,000 | 6,043,000 |
| Risk-weighted assets | 33,667,000 | 33,251,000 | 30,156,000 | 29,615,000 |