Call reports 2014
FIRST STATE BANK OF SAN DIEGO — 2014
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 78,768,000 | 77,934,000 | 75,252,000 | 76,166,000 |
| Total loans | 26,965,000 | 28,588,000 | 32,105,000 | 30,837,000 |
| Allowance for loan losses | 443,000 | 441,000 | 450,000 | 425,000 |
| Securities available for sale | 26,878,000 | 25,997,000 | 23,718,000 | 24,330,000 |
| Securities held to maturity | 0 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,100,000 | 72,199,000 | 69,505,000 | 70,383,000 |
| Interest-bearing deposits | 49,354,000 | 47,807,000 | 44,194,000 | 47,057,000 |
| Noninterest-bearing deposits | 23,746,000 | 24,392,000 | 25,311,000 | 23,326,000 |
| Equity capital | 5,572,000 | 5,645,000 | 5,640,000 | 5,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,184,000 | 1,808,000 | 2,459,000 |
| Interest expense | 35,000 | 67,000 | 100,000 | 129,000 |
| Net interest income | 532,000 | 1,117,000 | 1,708,000 | 2,330,000 |
| Noninterest income | 150,000 | 278,000 | 411,000 | 542,000 |
| Noninterest expense | 421,000 | 887,000 | 1,350,000 | 1,862,000 |
| Provision for loan losses | -2,000 | -2,000 | 8,000 | 8,000 |
| Pretax income | 263,000 | 510,000 | 761,000 | 1,002,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 263,000 | 510,000 | 761,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,486,000 | 5,541,000 | 5,561,000 | 5,594,000 |
| Total capital | 5,866,000 | 5,951,000 | 6,011,000 | 6,019,000 |
| Risk-weighted assets | 30,336,000 | 32,744,000 | 36,036,000 | 37,132,000 |