Call reports 2013
FIRST STATE BANK OF SAN DIEGO — 2013
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 74,516,000 | 76,326,000 | 72,763,000 | 77,095,000 |
| Total loans | 27,387,000 | 27,355,000 | 26,918,000 | 27,642,000 |
| Allowance for loan losses | 467,000 | 479,000 | 479,000 | 460,000 |
| Securities available for sale | 26,119,000 | 27,545,000 | 29,148,000 | 27,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,989,000 | 70,811,000 | 67,221,000 | 71,525,000 |
| Interest-bearing deposits | 47,392,000 | 46,775,000 | 43,777,000 | 47,891,000 |
| Noninterest-bearing deposits | 21,597,000 | 24,036,000 | 23,444,000 | 23,634,000 |
| Equity capital | 5,432,000 | 5,401,000 | 5,424,000 | 5,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,134,000 | 1,703,000 | 2,278,000 |
| Interest expense | 35,000 | 71,000 | 106,000 | 139,000 |
| Net interest income | 532,000 | 1,063,000 | 1,597,000 | 2,139,000 |
| Noninterest income | 145,000 | 270,000 | 407,000 | 544,000 |
| Noninterest expense | 398,000 | 819,000 | 1,240,000 | 1,706,000 |
| Provision for loan losses | -20,000 | -8,000 | -18,000 | -18,000 |
| Pretax income | 299,000 | 522,000 | 782,000 | 995,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 299,000 | 522,000 | 782,000 | 995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,275,000 | 5,288,000 | 5,381,000 | 5,347,000 |
| Total capital | 5,665,000 | 5,678,000 | 5,760,000 | 5,752,000 |
| Risk-weighted assets | 31,120,000 | 31,091,000 | 30,215,000 | 32,345,000 |