Call reports 2012
FIRST STATE BANK OF SAN DIEGO — 2012
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 73,236,000 | 69,608,000 | 68,011,000 | 71,344,000 |
| Total loans | 27,165,000 | 27,257,000 | 27,379,000 | 27,735,000 |
| Allowance for loan losses | 468,000 | 476,000 | 432,000 | 478,000 |
| Securities available for sale | 24,280,000 | 23,764,000 | 20,815,000 | 24,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,927,000 | 64,212,000 | 62,453,000 | 65,801,000 |
| Interest-bearing deposits | 47,910,000 | 44,145,000 | 42,049,000 | 43,949,000 |
| Noninterest-bearing deposits | 20,017,000 | 20,067,000 | 20,404,000 | 21,852,000 |
| Equity capital | 5,215,000 | 5,283,000 | 5,430,000 | 5,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,212,000 | 1,802,000 | 2,388,000 |
| Interest expense | 43,000 | 83,000 | 120,000 | 154,000 |
| Net interest income | 552,000 | 1,129,000 | 1,682,000 | 2,234,000 |
| Noninterest income | 139,000 | 249,000 | 406,000 | 552,000 |
| Noninterest expense | 383,000 | 803,000 | 1,215,000 | 1,675,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 45,000 |
| Pretax income | 335,000 | 592,000 | 890,000 | 1,093,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 335,000 | 592,000 | 890,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,167,000 | 5,150,000 | 5,265,000 | 5,260,000 |
| Total capital | 5,567,000 | 5,544,000 | 5,654,000 | 5,654,000 |
| Risk-weighted assets | 31,938,000 | 31,436,000 | 31,092,000 | 31,419,000 |