Call reports 2011
FIRST STATE BANK OF SAN DIEGO — 2011
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 64,530,000 | 67,776,000 | 63,776,000 | 66,473,000 |
| Total loans | 24,351,000 | 24,863,000 | 25,731,000 | 26,175,000 |
| Allowance for loan losses | 379,000 | 330,000 | 331,000 | 467,000 |
| Securities available for sale | 24,251,000 | 20,042,000 | 19,274,000 | 21,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,315,000 | 62,433,000 | 58,380,000 | 61,178,000 |
| Interest-bearing deposits | 44,308,000 | 43,394,000 | 40,505,000 | 43,726,000 |
| Noninterest-bearing deposits | 15,007,000 | 19,039,000 | 17,875,000 | 17,452,000 |
| Equity capital | 5,088,000 | 5,212,000 | 5,264,000 | 5,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,173,000 | 1,746,000 | 2,328,000 |
| Interest expense | 89,000 | 165,000 | 225,000 | 272,000 |
| Net interest income | 505,000 | 1,008,000 | 1,521,000 | 2,056,000 |
| Noninterest income | 115,000 | 235,000 | 368,000 | 510,000 |
| Noninterest expense | 423,000 | 811,000 | 1,246,000 | 1,631,000 |
| Provision for loan losses | 0 | -44,000 | -44,000 | 103,000 |
| Pretax income | 197,000 | 564,000 | 775,000 | 920,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 197,000 | 564,000 | 775,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,793,000 | 5,017,000 | 5,084,000 | 5,022,000 |
| Total capital | 5,146,000 | 5,347,000 | 5,415,000 | 5,433,000 |
| Risk-weighted assets | 28,175,000 | 27,993,000 | 28,563,000 | 32,808,000 |