Call reports 2010
FIRST STATE BANK OF SAN DIEGO — 2010
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 59,659,000 | 56,431,000 | 55,417,000 | 62,460,000 |
| Total loans | 23,361,000 | 24,080,000 | 24,782,000 | 25,548,000 |
| Allowance for loan losses | 382,000 | 382,000 | 392,000 | 377,000 |
| Securities available for sale | 24,711,000 | 24,054,000 | 20,295,000 | 24,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,224,000 | 50,953,000 | 49,958,000 | 57,127,000 |
| Interest-bearing deposits | 41,425,000 | 38,810,000 | 37,205,000 | 44,393,000 |
| Noninterest-bearing deposits | 12,799,000 | 12,143,000 | 12,753,000 | 12,734,000 |
| Equity capital | 5,309,000 | 5,341,000 | 5,321,000 | 5,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,344,000 | 2,014,000 | 2,643,000 |
| Interest expense | 104,000 | 196,000 | 282,000 | 378,000 |
| Net interest income | 581,000 | 1,148,000 | 1,732,000 | 2,265,000 |
| Noninterest income | 123,000 | 255,000 | 382,000 | 555,000 |
| Noninterest expense | 453,000 | 906,000 | 1,392,000 | 1,871,000 |
| Provision for loan losses | 19,000 | 19,000 | 34,000 | 49,000 |
| Pretax income | 232,000 | 478,000 | 688,000 | 900,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | 478,000 | 688,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,703,000 | 4,806,000 | 4,889,000 | 4,888,000 |
| Total capital | 5,047,000 | 5,156,000 | 5,243,000 | 5,265,000 |
| Risk-weighted assets | 27,444,000 | 27,932,000 | 28,298,000 | 30,554,000 |