Call reports 2009
FIRST STATE BANK OF SAN DIEGO — 2009
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 62,985,000 | 57,215,000 | 54,917,000 | 58,572,000 |
| Total loans | 19,926,000 | 21,706,000 | 22,797,000 | 24,024,000 |
| Allowance for loan losses | 360,000 | 358,000 | 356,000 | 356,000 |
| Securities available for sale | 29,301,000 | 24,454,000 | 25,797,000 | 25,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,628,000 | 51,681,000 | 49,317,000 | 53,024,000 |
| Interest-bearing deposits | 43,892,000 | 41,714,000 | 39,702,000 | 42,984,000 |
| Noninterest-bearing deposits | 13,736,000 | 9,967,000 | 9,615,000 | 10,040,000 |
| Equity capital | 5,201,000 | 5,346,000 | 5,414,000 | 5,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 762,000 | 1,487,000 | 2,194,000 | 2,889,000 |
| Interest expense | 186,000 | 365,000 | 513,000 | 639,000 |
| Net interest income | 576,000 | 1,122,000 | 1,681,000 | 2,250,000 |
| Noninterest income | 129,000 | 273,000 | 415,000 | 555,000 |
| Noninterest expense | 432,000 | 902,000 | 1,373,000 | 1,862,000 |
| Provision for loan losses | 28,000 | 28,000 | 28,000 | 32,000 |
| Pretax income | 245,000 | 465,000 | 695,000 | 911,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 245,000 | 465,000 | 695,000 | 911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,603,000 | 4,633,000 | 4,655,000 | 4,700,000 |
| Total capital | 4,919,000 | 4,959,000 | 4,995,000 | 5,052,000 |
| Risk-weighted assets | 25,263,000 | 26,087,000 | 27,205,000 | 28,228,000 |