Call reports 2008
FIRST STATE BANK OF SAN DIEGO — 2008
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 55,473,000 | 52,478,000 | 51,687,000 | 57,426,000 |
| Total loans | 16,644,000 | 17,598,000 | 18,402,000 | 19,221,000 |
| Allowance for loan losses | 345,000 | 332,000 | 339,000 | 338,000 |
| Securities available for sale | 19,973,000 | 23,062,000 | 24,323,000 | 32,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,386,000 | 47,686,000 | 46,677,000 | 52,297,000 |
| Interest-bearing deposits | 38,468,000 | 37,007,000 | 35,807,000 | 41,454,000 |
| Noninterest-bearing deposits | 11,918,000 | 10,679,000 | 10,870,000 | 10,843,000 |
| Equity capital | 4,872,000 | 4,560,000 | 4,764,000 | 4,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,481,000 | 2,202,000 | 2,963,000 |
| Interest expense | 284,000 | 504,000 | 698,000 | 879,000 |
| Net interest income | 483,000 | 977,000 | 1,504,000 | 2,084,000 |
| Noninterest income | 120,000 | 244,000 | 371,000 | 522,000 |
| Noninterest expense | 409,000 | 834,000 | 1,253,000 | 1,698,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 194,000 | 387,000 | 622,000 | 908,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 194,000 | 387,000 | 622,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,394,000 | 4,406,000 | 4,428,000 | 4,500,000 |
| Total capital | 4,702,000 | 4,717,000 | 4,743,000 | 4,832,000 |
| Risk-weighted assets | 24,644,000 | 24,861,000 | 25,141,000 | 26,588,000 |