Call reports 2007
FIRST STATE BANK OF SAN DIEGO — 2007
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 53,040,000 | 49,813,000 | 48,345,000 | 54,950,000 |
| Total loans | 15,912,000 | 16,433,000 | 16,344,000 | 17,083,000 |
| Allowance for loan losses | 341,000 | 344,000 | 346,000 | 348,000 |
| Securities available for sale | 23,248,000 | 19,544,000 | 19,682,000 | 21,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,707,000 | 45,480,000 | 43,690,000 | 50,144,000 |
| Interest-bearing deposits | 36,961,000 | 34,526,000 | 32,943,000 | 38,144,000 |
| Noninterest-bearing deposits | 11,746,000 | 10,954,000 | 10,747,000 | 12,000,000 |
| Equity capital | 4,123,000 | 4,088,000 | 4,390,000 | 4,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,599,000 | 2,372,000 | 3,175,000 |
| Interest expense | 257,000 | 540,000 | 821,000 | 1,115,000 |
| Net interest income | 535,000 | 1,059,000 | 1,551,000 | 2,060,000 |
| Noninterest income | 104,000 | 230,000 | 355,000 | 518,000 |
| Noninterest expense | 385,000 | 783,000 | 1,184,000 | 1,646,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 254,000 | 506,000 | 722,000 | 932,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 254,000 | 506,000 | 722,000 | 932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,138,000 | 4,281,000 | 4,338,000 | 4,391,000 |
| Total capital | 4,435,000 | 4,587,000 | 4,639,000 | 4,711,000 |
| Risk-weighted assets | 23,732,000 | 24,428,000 | 24,032,000 | 25,586,000 |