Call reports 2006
FIRST STATE BANK OF SAN DIEGO — 2006
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 48,595,000 | 44,926,000 | 44,077,000 | 50,024,000 |
| Total loans | 14,077,000 | 13,759,000 | 14,512,000 | 15,490,000 |
| Allowance for loan losses | 359,000 | 383,000 | 347,000 | 338,000 |
| Securities available for sale | 16,598,000 | 20,923,000 | 22,198,000 | 23,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,982,000 | 40,260,000 | 39,988,000 | 45,740,000 |
| Interest-bearing deposits | 33,516,000 | 30,425,000 | 28,666,000 | 34,444,000 |
| Noninterest-bearing deposits | 10,466,000 | 9,835,000 | 11,322,000 | 11,296,000 |
| Equity capital | 4,464,000 | 4,468,000 | 3,869,000 | 4,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,367,000 | 2,047,000 | 2,806,000 |
| Interest expense | 164,000 | 336,000 | 515,000 | 714,000 |
| Net interest income | 513,000 | 1,031,000 | 1,532,000 | 2,092,000 |
| Noninterest income | 115,000 | 243,000 | 372,000 | 517,000 |
| Noninterest expense | 387,000 | 764,000 | 1,154,000 | 1,598,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 241,000 | 510,000 | 750,000 | 1,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 241,000 | 510,000 | 750,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,687,000 | 4,731,000 | 4,036,000 | 4,130,000 |
| Total capital | 4,963,000 | 4,992,000 | 4,304,000 | 4,418,000 |
| Risk-weighted assets | 21,973,000 | 20,770,000 | 21,322,000 | 22,980,000 |