Call reports 2005
FIRST STATE BANK OF SAN DIEGO — 2005
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 50,176,000 | 47,399,000 | 42,131,000 | 53,246,000 |
| Total loans | 13,968,000 | 13,887,000 | 14,481,000 | 14,621,000 |
| Allowance for loan losses | 361,000 | 363,000 | 363,000 | 344,000 |
| Securities available for sale | 20,111,000 | 22,142,000 | 20,788,000 | 18,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,544,000 | 42,678,000 | 37,408,000 | 48,649,000 |
| Interest-bearing deposits | 36,991,000 | 34,355,000 | 28,187,000 | 34,724,000 |
| Noninterest-bearing deposits | 8,553,000 | 8,323,000 | 9,221,000 | 13,925,000 |
| Equity capital | 4,500,000 | 4,559,000 | 4,561,000 | 4,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,158,000 | 1,743,000 | 2,365,000 |
| Interest expense | 109,000 | 227,000 | 349,000 | 486,000 |
| Net interest income | 471,000 | 931,000 | 1,394,000 | 1,879,000 |
| Noninterest income | 125,000 | 251,000 | 412,000 | 550,000 |
| Noninterest expense | 389,000 | 774,000 | 1,169,000 | 1,575,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 207,000 | 408,000 | 637,000 | 854,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 408,000 | 637,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,578,000 | 4,604,000 | 4,649,000 | 4,606,000 |
| Total capital | 4,847,000 | 4,867,000 | 4,912,000 | 4,899,000 |
| Risk-weighted assets | 21,430,000 | 21,009,000 | 20,923,000 | 23,415,000 |