Call reports 2004
FIRST STATE BANK OF SAN DIEGO — 2004
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 48,697,000 | 44,623,000 | 43,141,000 | 50,471,000 |
| Total loans | 15,050,000 | 14,859,000 | 15,232,000 | 14,727,000 |
| Allowance for loan losses | 541,000 | 557,000 | 444,000 | 362,000 |
| Securities available for sale | 20,534,000 | 18,358,000 | 17,308,000 | 21,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,661,000 | 40,017,000 | 38,196,000 | 45,663,000 |
| Interest-bearing deposits | 36,405,000 | 32,830,000 | 30,477,000 | 37,660,000 |
| Noninterest-bearing deposits | 7,256,000 | 7,187,000 | 7,719,000 | 8,003,000 |
| Equity capital | 4,901,000 | 4,463,000 | 4,792,000 | 4,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,105,000 | 1,637,000 | 2,210,000 |
| Interest expense | 89,000 | 170,000 | 246,000 | 335,000 |
| Net interest income | 487,000 | 935,000 | 1,391,000 | 1,875,000 |
| Noninterest income | 104,000 | 221,000 | 357,000 | 489,000 |
| Noninterest expense | 380,000 | 767,000 | 1,138,000 | 1,550,000 |
| Provision for loan losses | 0 | 0 | -100,000 | -160,000 |
| Pretax income | 211,000 | 389,000 | 710,000 | 974,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 211,000 | 389,000 | 710,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,451,000 | 4,507,000 | 4,611,000 | 4,602,000 |
| Total capital | 4,739,000 | 4,781,000 | 4,883,000 | 4,875,000 |
| Risk-weighted assets | 22,903,000 | 21,814,000 | 21,762,000 | 21,880,000 |