Call reports 2003
FIRST STATE BANK OF SAN DIEGO — 2003
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 49,165,000 | 45,952,000 | 44,635,000 | 50,432,000 |
| Total loans | 16,641,000 | 16,333,000 | 15,655,000 | 16,068,000 |
| Allowance for loan losses | 507,000 | 502,000 | 499,000 | 458,000 |
| Securities available for sale | 19,153,000 | 18,537,000 | 20,255,000 | 22,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,985,000 | 40,776,000 | 39,735,000 | 45,414,000 |
| Interest-bearing deposits | 37,214,000 | 34,471,000 | 32,329,000 | 38,731,000 |
| Noninterest-bearing deposits | 6,771,000 | 6,305,000 | 7,406,000 | 6,683,000 |
| Equity capital | 4,761,000 | 4,972,000 | 4,674,000 | 4,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,177,000 | 1,702,000 | 2,278,000 |
| Interest expense | 163,000 | 275,000 | 374,000 | 469,000 |
| Net interest income | 454,000 | 902,000 | 1,328,000 | 1,809,000 |
| Noninterest income | 122,000 | 224,000 | 339,000 | 459,000 |
| Noninterest expense | 391,000 | 777,000 | 1,153,000 | 1,562,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 221,000 | 385,000 | 550,000 | 742,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 221,000 | 385,000 | 550,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,221,000 | 4,385,000 | 4,368,000 | 4,450,000 |
| Total capital | 4,535,000 | 4,666,000 | 4,633,000 | 4,735,000 |
| Risk-weighted assets | 24,899,000 | 22,280,000 | 21,211,000 | 22,610,000 |