Call reports 2002
FIRST STATE BANK OF SAN DIEGO — 2002
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,498,000 | 50,946,000 | 48,874,000 | 51,735,000 |
| Total loans | 18,321,000 | 17,740,000 | 17,448,000 | 17,691,000 |
| Allowance for loan losses | 401,000 | 358,000 | 431,000 | 456,000 |
| Securities available for sale | 21,933,000 | 20,957,000 | 20,075,000 | 19,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,097,000 | 46,126,000 | 43,782,000 | 46,840,000 |
| Interest-bearing deposits | 42,406,000 | 38,874,000 | 37,633,000 | 39,957,000 |
| Noninterest-bearing deposits | 6,691,000 | 7,252,000 | 6,149,000 | 6,883,000 |
| Equity capital | 4,077,000 | 4,530,000 | 4,837,000 | 4,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,449,000 | 2,118,000 | 2,746,000 |
| Interest expense | 334,000 | 604,000 | 827,000 | 1,031,000 |
| Net interest income | 415,000 | 845,000 | 1,291,000 | 1,715,000 |
| Noninterest income | 106,000 | 217,000 | 344,000 | 452,000 |
| Noninterest expense | 437,000 | 851,000 | 1,243,000 | 1,680,000 |
| Provision for loan losses | 70,000 | 70,000 | 220,000 | 420,000 |
| Pretax income | 29,000 | 156,000 | 187,000 | 82,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 156,000 | 187,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,237,000 | 4,365,000 | 4,359,000 | 4,253,000 |
| Total capital | 4,575,000 | 4,684,000 | 4,645,000 | 4,580,000 |
| Risk-weighted assets | 27,175,000 | 25,892,000 | 23,023,000 | 26,265,000 |