Call reports 2001
FIRST STATE BANK OF SAN DIEGO — 2001
What FIRST STATE BANK OF SAN DIEGO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 44,283,000 | 44,112,000 | 46,852,000 | 53,340,000 |
| Total loans | 19,279,000 | 19,642,000 | 19,845,000 | 19,588,000 |
| Allowance for loan losses | 327,000 | 325,000 | 332,000 | 334,000 |
| Securities available for sale | 19,028,000 | 17,918,000 | 20,432,000 | 21,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,199,000 | 39,944,000 | 42,157,000 | 48,877,000 |
| Interest-bearing deposits | 35,003,000 | 34,150,000 | 36,576,000 | 43,345,000 |
| Noninterest-bearing deposits | 5,196,000 | 5,794,000 | 5,581,000 | 5,532,000 |
| Equity capital | 3,675,000 | 3,721,000 | 4,224,000 | 4,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,677,000 | 2,511,000 | 3,309,000 |
| Interest expense | 430,000 | 846,000 | 1,248,000 | 1,660,000 |
| Net interest income | 429,000 | 831,000 | 1,263,000 | 1,649,000 |
| Noninterest income | 133,000 | 250,000 | 381,000 | 512,000 |
| Noninterest expense | 420,000 | 826,000 | 1,224,000 | 1,633,000 |
| Provision for loan losses | 6,000 | 6,000 | 30,000 | 31,000 |
| Pretax income | 134,000 | 237,000 | 375,000 | 482,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 237,000 | 375,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,872,000 | 3,961,000 | 4,110,000 | 4,177,000 |
| Total capital | 4,199,000 | 4,276,000 | 4,442,000 | 4,511,000 |
| Risk-weighted assets | 26,741,000 | 25,206,000 | 30,270,000 | 31,793,000 |