Call reports 2020
ALLIANT BANK — 2020
What ALLIANT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 156,003,000 | 172,774,000 | 173,461,000 | 175,233,000 |
| Total loans | 124,414,000 | 136,289,000 | 131,492,000 | 120,762,000 |
| Allowance for loan losses | 1,565,000 | 1,650,000 | 1,626,000 | 1,844,000 |
| Securities available for sale | 9,078,000 | 8,250,000 | 8,766,000 | 9,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,727,000 | 154,479,000 | 154,670,000 | 156,716,000 |
| Interest-bearing deposits | 104,177,000 | 108,963,000 | 103,862,000 | 102,786,000 |
| Noninterest-bearing deposits | 34,550,000 | 45,516,000 | 50,809,000 | 53,931,000 |
| Equity capital | 16,833,000 | 17,395,000 | 17,970,000 | 18,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,619,000 | 5,377,000 | 7,360,000 |
| Interest expense | 302,000 | 591,000 | 843,000 | 1,048,000 |
| Net interest income | 1,455,000 | 3,028,000 | 4,534,000 | 6,312,000 |
| Noninterest income | 289,000 | 977,000 | 1,949,000 | 2,914,000 |
| Noninterest expense | 1,464,000 | 3,015,000 | 4,554,000 | 6,217,000 |
| Provision for loan losses | 100,000 | 311,000 | 311,000 | 531,000 |
| Pretax income | 169,000 | 672,000 | 1,612,000 | 2,478,000 |
| Income tax | 0 | 1,000 | 1,000 | -13,000 |
| Net income | 169,000 | 671,000 | 1,611,000 | 2,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,648,000 | 17,151,000 | 17,697,000 | 17,830,000 |
| Total capital | 18,075,000 | 18,575,000 | 19,066,000 | 19,202,000 |
| Risk-weighted assets | 113,987,000 | 113,732,000 | 109,301,000 | 109,306,000 |