Call reports 2008
ALLIANT BANK — 2008
What ALLIANT BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 104,733,000 | 103,823,000 | 104,230,000 | 108,624,000 |
| Total loans | 75,779,000 | 77,495,000 | 78,688,000 | 75,559,000 |
| Allowance for loan losses | 1,350,000 | 1,249,000 | 1,265,000 | 1,779,000 |
| Securities available for sale | 18,325,000 | 15,705,000 | 15,528,000 | 13,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,966,000 | 83,128,000 | 82,482,000 | 88,395,000 |
| Interest-bearing deposits | 74,438,000 | 72,099,000 | 72,667,000 | 77,503,000 |
| Noninterest-bearing deposits | 9,527,000 | 11,029,000 | 9,815,000 | 10,893,000 |
| Equity capital | 7,792,000 | 7,839,000 | 8,175,000 | 8,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,825,000 | 3,603,000 | 5,491,000 | 7,149,000 |
| Interest expense | 900,000 | 1,703,000 | 2,477,000 | 3,212,000 |
| Net interest income | 925,000 | 1,900,000 | 3,014,000 | 3,937,000 |
| Noninterest income | 283,000 | 554,000 | 850,000 | 1,181,000 |
| Noninterest expense | 922,000 | 1,836,000 | 2,823,000 | 3,864,000 |
| Provision for loan losses | 330,000 | 360,000 | 390,000 | 1,012,000 |
| Pretax income | -44,000 | 279,000 | 675,000 | 266,000 |
| Income tax | -16,000 | 81,000 | 18,000 | 20,000 |
| Net income | -28,000 | 198,000 | 657,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,689,000 | 7,899,000 | 8,203,000 | 8,032,000 |
| Total capital | 8,655,000 | 8,826,000 | 9,135,000 | 9,012,000 |
| Risk-weighted assets | 76,858,000 | 77,454,000 | 80,843,000 | 77,611,000 |