Call reports 2007
ALLIANT BANK — 2007
What ALLIANT BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 99,497,000 | 97,404,000 | 102,288,000 | 115,794,000 |
| Total loans | 62,577,000 | 66,183,000 | 72,150,000 | 74,666,000 |
| Allowance for loan losses | 944,000 | 998,000 | 1,091,000 | 1,095,000 |
| Securities available for sale | 19,669,000 | 20,180,000 | 17,363,000 | 17,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,796,000 | 81,480,000 | 81,799,000 | 95,305,000 |
| Interest-bearing deposits | 73,205,000 | 71,828,000 | 72,379,000 | 85,342,000 |
| Noninterest-bearing deposits | 9,591,000 | 9,652,000 | 9,420,000 | 9,963,000 |
| Equity capital | 6,794,000 | 7,299,000 | 7,463,000 | 7,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,455,000 | 5,306,000 | 7,182,000 |
| Interest expense | 914,000 | 1,821,000 | 2,732,000 | 3,657,000 |
| Net interest income | 785,000 | 1,634,000 | 2,574,000 | 3,525,000 |
| Noninterest income | 217,000 | 447,000 | 731,000 | 958,000 |
| Noninterest expense | 878,000 | 1,768,000 | 2,721,000 | 3,718,000 |
| Provision for loan losses | 126,000 | 215,000 | 319,000 | 382,000 |
| Pretax income | -2,000 | 98,000 | 265,000 | 383,000 |
| Income tax | -5,000 | 2,000 | 41,000 | 83,000 |
| Net income | 3,000 | 96,000 | 224,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,832,000 | 7,418,000 | 7,488,000 | 7,564,000 |
| Total capital | 7,631,000 | 8,282,000 | 8,412,000 | 8,535,000 |
| Risk-weighted assets | 64,606,000 | 69,012,000 | 73,714,000 | 77,673,000 |