Call reports 2006
ALLIANT BANK — 2006
What ALLIANT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 79,690,000 | 83,459,000 | 91,365,000 | 96,905,000 |
| Total loans | 54,871,000 | 60,168,000 | 61,368,000 | 63,876,000 |
| Allowance for loan losses | 776,000 | 807,000 | 817,000 | 951,000 |
| Securities available for sale | 15,287,000 | 13,947,000 | 19,205,000 | 19,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,577,000 | 69,303,000 | 75,065,000 | 79,638,000 |
| Interest-bearing deposits | 58,129,000 | 51,940,000 | 53,120,000 | 67,240,000 |
| Noninterest-bearing deposits | 9,448,000 | 17,363,000 | 21,945,000 | 12,398,000 |
| Equity capital | 6,945,000 | 6,939,000 | 6,908,000 | 6,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,674,000 | 4,193,000 | 5,843,000 |
| Interest expense | 534,000 | 1,157,000 | 1,868,000 | 2,660,000 |
| Net interest income | 757,000 | 1,517,000 | 2,325,000 | 3,183,000 |
| Noninterest income | 222,000 | 472,000 | 688,000 | 869,000 |
| Noninterest expense | 746,000 | 1,581,000 | 2,377,000 | 3,294,000 |
| Provision for loan losses | 106,000 | 186,000 | 216,000 | 448,000 |
| Pretax income | 127,000 | 222,000 | 420,000 | 310,000 |
| Income tax | 35,000 | 59,000 | 121,000 | 26,000 |
| Net income | 92,000 | 163,000 | 299,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,041,000 | 7,048,000 | 6,989,000 | 6,954,000 |
| Total capital | 7,732,000 | 7,733,000 | 7,774,000 | 7,778,000 |
| Risk-weighted assets | 55,240,000 | 60,546,000 | 62,738,000 | 66,457,000 |