Call reports 2005
ALLIANT BANK — 2005
What ALLIANT BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 72,136,000 | 74,143,000 | 75,326,000 | 80,982,000 |
| Total loans | 43,551,000 | 47,840,000 | 52,563,000 | 52,174,000 |
| Allowance for loan losses | 821,000 | 746,000 | 731,000 | 742,000 |
| Securities available for sale | 17,740,000 | 17,197,000 | 14,528,000 | 15,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,257,000 | 63,380,000 | 62,163,000 | 68,967,000 |
| Interest-bearing deposits | 53,482,000 | 55,412,000 | 53,303,000 | 59,192,000 |
| Noninterest-bearing deposits | 6,775,000 | 7,969,000 | 8,860,000 | 9,775,000 |
| Equity capital | 6,940,000 | 7,018,000 | 6,797,000 | 6,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,240,000 | 3,410,000 | 4,659,000 |
| Interest expense | 339,000 | 717,000 | 1,123,000 | 1,606,000 |
| Net interest income | 716,000 | 1,523,000 | 2,287,000 | 3,053,000 |
| Noninterest income | 145,000 | 309,000 | 558,000 | 713,000 |
| Noninterest expense | 801,000 | 1,564,000 | 2,374,000 | 3,137,000 |
| Provision for loan losses | 15,000 | 40,000 | 150,000 | 180,000 |
| Pretax income | 45,000 | 228,000 | 320,000 | 450,000 |
| Income tax | 12,000 | 93,000 | 95,000 | 134,000 |
| Net income | 33,000 | 135,000 | 225,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,011,000 | 7,078,000 | 6,868,000 | 6,960,000 |
| Total capital | 7,579,000 | 7,697,000 | 7,528,000 | 7,643,000 |
| Risk-weighted assets | 45,409,000 | 49,434,000 | 52,695,000 | 54,552,000 |