Call reports 2004
ALLIANT BANK — 2004
What ALLIANT BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 56,989,000 | 63,120,000 | 62,528,000 | 73,093,000 |
| Total loans | 42,441,000 | 43,788,000 | 43,686,000 | 45,539,000 |
| Allowance for loan losses | 803,000 | 813,000 | 838,000 | 805,000 |
| Securities available for sale | 8,286,000 | 8,553,000 | 9,406,000 | 16,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,343,000 | 53,620,000 | 52,130,000 | 61,503,000 |
| Interest-bearing deposits | 44,366,000 | 47,369,000 | 46,391,000 | 54,363,000 |
| Noninterest-bearing deposits | 5,977,000 | 6,251,000 | 5,739,000 | 7,140,000 |
| Equity capital | 5,577,000 | 5,546,000 | 6,450,000 | 7,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,905,000 | 2,886,000 | 4,024,000 |
| Interest expense | 241,000 | 507,000 | 785,000 | 1,115,000 |
| Net interest income | 672,000 | 1,398,000 | 2,101,000 | 2,909,000 |
| Noninterest income | 111,000 | 215,000 | 339,000 | 465,000 |
| Noninterest expense | 590,000 | 1,208,000 | 1,888,000 | 2,767,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 178,000 | 375,000 | 506,000 | 546,000 |
| Income tax | 60,000 | 126,000 | 168,000 | 176,000 |
| Net income | 118,000 | 249,000 | 338,000 | 370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,498,000 | 5,564,000 | 6,422,000 | 7,039,000 |
| Total capital | 6,013,000 | 6,106,000 | 6,962,000 | 7,622,000 |
| Risk-weighted assets | 40,925,000 | 43,104,000 | 42,951,000 | 46,427,000 |