Call reports 2003
ALLIANT BANK — 2003
What ALLIANT BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 58,350,000 | 57,887,000 | 54,188,000 | 57,264,000 |
| Total loans | 42,439,000 | 43,162,000 | 41,510,000 | 43,256,000 |
| Allowance for loan losses | 843,000 | 819,000 | 790,000 | 768,000 |
| Securities available for sale | 7,882,000 | 7,795,000 | 6,725,000 | 7,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,278,000 | 48,685,000 | 48,452,000 | 50,538,000 |
| Interest-bearing deposits | 43,297,000 | 43,399,000 | 41,907,000 | 43,576,000 |
| Noninterest-bearing deposits | 5,981,000 | 5,286,000 | 6,545,000 | 6,962,000 |
| Equity capital | 4,586,000 | 4,740,000 | 4,892,000 | 5,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,016,000 | 3,002,000 | 4,048,000 |
| Interest expense | 314,000 | 605,000 | 868,000 | 1,104,000 |
| Net interest income | 695,000 | 1,411,000 | 2,134,000 | 2,944,000 |
| Noninterest income | 105,000 | 220,000 | 338,000 | 449,000 |
| Noninterest expense | 493,000 | 1,030,000 | 1,583,000 | 2,252,000 |
| Provision for loan losses | 22,000 | 22,000 | 22,000 | 22,000 |
| Pretax income | 285,000 | 579,000 | 867,000 | 1,119,000 |
| Income tax | 100,000 | 204,000 | 304,000 | 392,000 |
| Net income | 185,000 | 375,000 | 563,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,495,000 | 4,640,000 | 4,828,000 | 5,400,000 |
| Total capital | 4,993,000 | 5,137,000 | 5,308,000 | 5,918,000 |
| Risk-weighted assets | 39,462,000 | 39,412,000 | 38,081,000 | 41,222,000 |