Call reports 2002
ALLIANT BANK — 2002
What ALLIANT BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,919,000 | 49,974,000 | 54,866,000 | 57,444,000 |
| Total loans | 31,118,000 | 33,959,000 | 39,598,000 | 42,170,000 |
| Allowance for loan losses | 621,000 | 678,000 | 807,000 | 843,000 |
| Securities available for sale | 9,436,000 | 10,700,000 | 9,412,000 | 9,290,000 |
| Securities held to maturity | 70,000 | 70,000 | 70,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,769,000 | 43,319,000 | 47,110,000 | 49,438,000 |
| Interest-bearing deposits | 32,253,000 | 38,879,000 | 42,856,000 | 43,197,000 |
| Noninterest-bearing deposits | 5,515,000 | 4,440,000 | 4,254,000 | 6,241,000 |
| Equity capital | 3,484,000 | 4,161,000 | 4,300,000 | 4,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,642,000 | 2,658,000 | 3,714,000 |
| Interest expense | 305,000 | 598,000 | 951,000 | 1,314,000 |
| Net interest income | 471,000 | 1,044,000 | 1,707,000 | 2,400,000 |
| Noninterest income | 83,000 | 196,000 | 317,000 | 450,000 |
| Noninterest expense | 532,000 | 1,049,000 | 1,568,000 | 2,142,000 |
| Provision for loan losses | 86,000 | 144,000 | 238,000 | 267,000 |
| Pretax income | -64,000 | 47,000 | 218,000 | 441,000 |
| Income tax | 0 | 0 | 48,000 | 162,000 |
| Net income | -64,000 | 47,000 | 170,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,468,000 | 4,063,000 | 4,174,000 | 4,329,000 |
| Total capital | 3,856,000 | 4,490,000 | 4,665,000 | 4,824,000 |
| Risk-weighted assets | 30,783,000 | 33,879,000 | 38,949,000 | 39,285,000 |