Call reports 2008
FIRST COMMERCE BANK — 2008
What FIRST COMMERCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 303,847,000 | 295,733,000 | 299,433,000 | 298,250,000 |
| Total loans | 249,784,000 | 236,364,000 | 243,782,000 | 247,650,000 |
| Allowance for loan losses | 3,378,000 | 3,429,000 | 3,990,000 | 7,350,000 |
| Securities available for sale | 9,833,000 | 14,086,000 | 13,666,000 | 11,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,755,000 | 257,861,000 | 261,411,000 | 263,137,000 |
| Interest-bearing deposits | 179,775,000 | 175,776,000 | 170,747,000 | 170,837,000 |
| Noninterest-bearing deposits | 86,980,000 | 82,085,000 | 90,664,000 | 92,300,000 |
| Equity capital | 35,440,000 | 36,212,000 | 36,556,000 | 33,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,598,000 | 8,790,000 | 12,792,000 | 16,153,000 |
| Interest expense | 1,293,000 | 2,218,000 | 3,098,000 | 3,946,000 |
| Net interest income | 3,305,000 | 6,572,000 | 9,694,000 | 12,207,000 |
| Noninterest income | 337,000 | 614,000 | 872,000 | 1,171,000 |
| Noninterest expense | 2,198,000 | 4,332,000 | 6,469,000 | 8,258,000 |
| Provision for loan losses | 321,000 | 374,000 | 989,000 | 7,357,000 |
| Pretax income | 1,123,000 | 2,480,000 | 3,108,000 | -2,237,000 |
| Income tax | 334,000 | 898,000 | 1,197,000 | -1,231,000 |
| Net income | 789,000 | 1,582,000 | 1,911,000 | -1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,358,000 | 36,206,000 | 36,584,000 | 33,697,000 |
| Total capital | 38,916,000 | 39,574,000 | 40,041,000 | 37,186,000 |
| Risk-weighted assets | 284,291,000 | 268,881,000 | 275,568,000 | 277,245,000 |
Machine access — free, no API key
Every figure shown here about FIRST COMMERCE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.