Call reports 2007
FIRST COMMERCE BANK — 2007
What FIRST COMMERCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 274,193,000 | 276,435,000 | 289,549,000 | 285,092,000 |
| Total loans | 221,598,000 | 232,504,000 | 250,623,000 | 251,933,000 |
| Allowance for loan losses | 2,622,000 | 2,720,000 | 2,964,000 | 3,054,000 |
| Securities available for sale | 9,945,000 | 5,710,000 | 5,734,000 | 7,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,461,000 | 242,481,000 | 254,772,000 | 249,413,000 |
| Interest-bearing deposits | 157,842,000 | 159,762,000 | 179,094,000 | 164,553,000 |
| Noninterest-bearing deposits | 83,619,000 | 82,719,000 | 75,678,000 | 84,859,000 |
| Equity capital | 31,403,000 | 32,474,000 | 33,477,000 | 34,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,747,000 | 9,753,000 | 15,013,000 | 20,259,000 |
| Interest expense | 1,504,000 | 3,156,000 | 4,994,000 | 6,714,000 |
| Net interest income | 3,243,000 | 6,597,000 | 10,019,000 | 13,545,000 |
| Noninterest income | 263,000 | 538,000 | 782,000 | 1,035,000 |
| Noninterest expense | 1,837,000 | 3,659,000 | 5,467,000 | 7,453,000 |
| Provision for loan losses | 201,000 | 392,000 | 643,000 | 731,000 |
| Pretax income | 1,468,000 | 3,084,000 | 4,691,000 | 6,396,000 |
| Income tax | 581,000 | 1,181,000 | 1,851,000 | 2,579,000 |
| Net income | 887,000 | 1,903,000 | 2,840,000 | 3,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,393,000 | 32,461,000 | 33,446,000 | 34,518,000 |
| Total capital | 34,598,000 | 35,741,000 | 36,914,000 | 38,038,000 |
| Risk-weighted assets | 262,579,000 | 270,694,000 | 284,810,000 | 283,334,000 |
Machine access — free, no API key
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