Call reports 2005
FIRST COMMERCE BANK — 2005
What FIRST COMMERCE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 220,300,000 | 218,824,000 | 239,120,000 | 231,215,000 |
| Total loans | 154,746,000 | 152,024,000 | 154,020,000 | 162,677,000 |
| Allowance for loan losses | 1,936,000 | 1,964,000 | 2,015,000 | 1,952,000 |
| Securities available for sale | 19,258,000 | 27,300,000 | 34,220,000 | 38,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,586,000 | 197,368,000 | 216,793,000 | 208,269,000 |
| Interest-bearing deposits | 117,844,000 | 120,957,000 | 131,786,000 | 131,697,000 |
| Noninterest-bearing deposits | 81,742,000 | 76,411,000 | 85,007,000 | 76,572,000 |
| Equity capital | 19,344,000 | 20,051,000 | 20,774,000 | 21,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,803,000 | 5,904,000 | 9,301,000 | 13,070,000 |
| Interest expense | 525,000 | 1,171,000 | 1,986,000 | 2,927,000 |
| Net interest income | 2,278,000 | 4,733,000 | 7,315,000 | 10,143,000 |
| Noninterest income | 282,000 | 504,000 | 738,000 | 1,011,000 |
| Noninterest expense | 1,461,000 | 2,956,000 | 4,415,000 | 5,876,000 |
| Provision for loan losses | 54,000 | 82,000 | 132,000 | 234,000 |
| Pretax income | 1,045,000 | 2,199,000 | 3,506,000 | 5,044,000 |
| Income tax | 439,000 | 922,000 | 1,471,000 | 2,113,000 |
| Net income | 606,000 | 1,277,000 | 2,035,000 | 2,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,428,000 | 20,090,000 | 20,836,000 | 21,738,000 |
| Total capital | 21,657,000 | 22,301,000 | 23,182,000 | 24,145,000 |
| Risk-weighted assets | 178,312,000 | 176,721,000 | 187,550,000 | 193,417,000 |
Machine access — free, no API key
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