Call reports 2004
FIRST COMMERCE BANK — 2004
What FIRST COMMERCE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 187,165,000 | 196,837,000 | 199,834,000 | 201,733,000 |
| Total loans | 138,884,000 | 146,846,000 | 151,860,000 | 150,960,000 |
| Allowance for loan losses | 1,647,000 | 1,753,000 | 1,837,000 | 1,883,000 |
| Securities available for sale | 11,076,000 | 11,228,000 | 8,411,000 | 10,383,000 |
| Securities held to maturity | 900,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,933,000 | 157,974,000 | 180,335,000 | 181,849,000 |
| Interest-bearing deposits | 104,809,000 | 98,611,000 | 119,898,000 | 116,102,000 |
| Noninterest-bearing deposits | 64,124,000 | 59,362,000 | 60,437,000 | 65,747,000 |
| Equity capital | 17,329,000 | 17,582,000 | 18,208,000 | 18,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,129,000 | 4,368,000 | 6,858,000 | 9,505,000 |
| Interest expense | 316,000 | 642,000 | 1,055,000 | 1,538,000 |
| Net interest income | 1,813,000 | 3,726,000 | 5,803,000 | 7,967,000 |
| Noninterest income | 229,000 | 450,000 | 650,000 | 863,000 |
| Noninterest expense | 1,241,000 | 2,477,000 | 3,763,000 | 5,048,000 |
| Provision for loan losses | 66,000 | 167,000 | 250,000 | 296,000 |
| Pretax income | 722,000 | 1,516,000 | 2,415,000 | 3,461,000 |
| Income tax | 278,000 | 613,000 | 991,000 | 1,419,000 |
| Net income | 444,000 | 903,000 | 1,424,000 | 2,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,165,000 | 17,628,000 | 18,148,000 | 18,854,000 |
| Total capital | 19,054,000 | 19,642,000 | 20,304,000 | 21,016,000 |
| Risk-weighted assets | 156,593,000 | 165,446,000 | 172,450,000 | 172,908,000 |
Machine access — free, no API key
Every figure shown here about FIRST COMMERCE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.