Call reports 2006
FNB SALEM BANK & TRUST, NATIONAL ASSOCIATION — 2006
What FNB SALEM BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 |
|---|---|
| Total assets | 400,268,000 |
| Total loans | 326,728,000 |
| Allowance for loan losses | 4,821,000 |
| Securities available for sale | 38,492,000 |
| Securities held to maturity | 504,000 |
| Trading assets | 0 |
| Total deposits | 320,877,000 |
| Interest-bearing deposits | 276,868,000 |
| Noninterest-bearing deposits | 44,009,000 |
| Equity capital | 53,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 |
|---|---|
| Interest income | 6,179,000 |
| Interest expense | 2,375,000 |
| Net interest income | 3,804,000 |
| Noninterest income | 705,000 |
| Noninterest expense | 2,503,000 |
| Provision for loan losses | 348,000 |
| Pretax income | 1,658,000 |
| Income tax | 550,000 |
| Net income | 1,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 |
|---|---|
| Tier 1 capital | 34,248,000 |
| Total capital | 38,714,000 |
| Risk-weighted assets | 356,893,000 |