Call reports 2002
FNB SALEM BANK & TRUST, NATIONAL ASSOCIATION — 2002
What FNB SALEM BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 258,368,000 | 355,296,000 | 356,490,000 | 350,075,000 |
| Total loans | 177,606,000 | 245,758,000 | 253,984,000 | 257,346,000 |
| Allowance for loan losses | 2,252,000 | 3,202,000 | 3,427,000 | 3,594,000 |
| Securities available for sale | 32,560,000 | 45,129,000 | 53,457,000 | 46,893,000 |
| Securities held to maturity | 8,331,000 | 3,922,000 | 1,745,000 | 2,020,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,029,000 | 288,033,000 | 288,876,000 | 281,567,000 |
| Interest-bearing deposits | 181,580,000 | 257,845,000 | 257,441,000 | 252,106,000 |
| Noninterest-bearing deposits | 24,449,000 | 30,188,000 | 31,435,000 | 29,461,000 |
| Equity capital | 40,406,000 | 48,780,000 | 49,152,000 | 49,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,897,000 | 10,534,000 | 15,573,000 | 20,494,000 |
| Interest expense | 1,303,000 | 3,733,000 | 5,583,000 | 7,420,000 |
| Net interest income | 2,594,000 | 6,801,000 | 9,990,000 | 13,074,000 |
| Noninterest income | 280,000 | 906,000 | 1,535,000 | 2,098,000 |
| Noninterest expense | 1,738,000 | 4,874,000 | 7,218,000 | 9,544,000 |
| Provision for loan losses | 120,000 | 301,000 | 699,000 | 1,184,000 |
| Pretax income | 1,032,000 | 2,581,000 | 3,662,000 | 4,498,000 |
| Income tax | 435,000 | 1,030,000 | 1,434,000 | 1,785,000 |
| Net income | 597,000 | 1,551,000 | 2,228,000 | 2,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,871,000 | 26,420,000 | 26,733,000 | 27,056,000 |
| Total capital | 22,123,000 | 29,545,000 | 30,046,000 | 30,453,000 |
| Risk-weighted assets | 223,200,000 | 249,954,000 | 264,917,000 | 271,532,000 |