Call reports 2001
FNB SALEM BANK & TRUST, NATIONAL ASSOCIATION — 2001
What FNB SALEM BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 225,026,000 | 239,079,000 | 237,537,000 | 258,359,000 |
| Total loans | 147,038,000 | 154,871,000 | 161,408,000 | 172,466,000 |
| Allowance for loan losses | 1,558,000 | 1,608,000 | 1,722,000 | 2,166,000 |
| Securities available for sale | 7,099,000 | 12,117,000 | 14,151,000 | 33,578,000 |
| Securities held to maturity | 36,719,000 | 38,605,000 | 21,854,000 | 9,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,104,000 | 207,424,000 | 205,061,000 | 205,309,000 |
| Interest-bearing deposits | 170,114,000 | 184,757,000 | 180,759,000 | 179,797,000 |
| Noninterest-bearing deposits | 21,990,000 | 22,667,000 | 24,302,000 | 25,512,000 |
| Equity capital | 20,766,000 | 20,048,000 | 20,612,000 | 40,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,488,000 | 9,111,000 | 13,720,000 | 0 |
| Interest expense | 2,374,000 | 4,753,000 | 7,149,000 | 0 |
| Net interest income | 2,114,000 | 4,358,000 | 6,571,000 | 0 |
| Noninterest income | 267,000 | 556,000 | 840,000 | 0 |
| Noninterest expense | 1,272,000 | 2,679,000 | 4,089,000 | 0 |
| Provision for loan losses | 55,000 | 255,000 | 551,000 | 0 |
| Pretax income | 1,047,000 | 1,981,000 | 2,774,000 | 0 |
| Income tax | 343,000 | 647,000 | 907,000 | 0 |
| Net income | 704,000 | 1,334,000 | 1,867,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,776,000 | 20,041,000 | 20,576,000 | 19,493,000 |
| Total capital | 22,334,000 | 21,649,000 | 22,298,000 | 21,659,000 |
| Risk-weighted assets | 153,865,000 | 158,740,000 | 165,506,000 | 175,808,000 |